Fall Release '26 — Fraud 🆕
Introducing the Fraud Foundation Model, built on activity across the Plaid Network. It reads logins and transactions as a sequence, including the timing and order between them.
Fraud doesn't happen in a single moment. It happens in a pattern. Now our
Fall Release '26 spotlight — Lending 💸
We have three big updates for lenders.
Instant Link puts cash flow and network insights to work at the start of an application. Borrowers can permission their data once, so they don’t have to reconnect their bank account on future
Fall Release '26 is live. Each day, one update is getting the spotlight.
First up: we upgraded our sequential foundational model, which powers sharper credit, payments, and cash advance insights. It shows its work on every score, in milliseconds.
Everything in this release is