The facility was disbursed in three tranches during 2026, VIB said. The cost of funds was about 30 basis points lower than VIB's previous syndicated loan, helping the bank secure medium-term funding at a lower cost while diversifying its funding base.
As VIB marks 30 years of operations, its retail credit grew at an average annual rate of 23 per cent from 2017 to 2025, about 1.6 times the industry average ... VIB said its retail banking strategy is built around three pillars.
"VIB is entering the VIB 3.0 phase, developing at a larger scale, with higher governance requirements as markets become increasingly volatile and complex," said Trần Chí Thanh, head of treasury at VIB.